Independent payments consultancy · Amsterdam

The gap between strategy
and implementation

I am a senior independent payments expert who takes PSPs, Fintechs, ISVs and Banks from advice through to delivery. Available for project and interim work.

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Michael de Jong, founder of Nanganger Payments

About

Make payments your competitive advantage. Independent, senior end-to-end payments expert.

Michael de Jong, senior payments specialist based in Haarlem, with 8+ years as product manager and product owner in payments. I help PSPs, Fintechs, ISVs, Banks, and Corporates turn payments from a cost center into a competitive advantage, with independent advice and project implementation support across the full chain.

No vendor ties. One point of contact from strategy through to delivery, across the entire payment chain.

14
Years in payments
7
Card schemes
40
SaaS services built
3
PSPs
2
Processors
8+
Years as product manager

What I do

Where clients bring me in

Strategy & advisory

Independent strategic advice. PSP and Acquirer selection (RFP/RFI), business cases and roadmaps. Payment chain optimization: conversion, payment method selection, fees (interchange, scheme, acquirer and FX), pricing models and merchant reconciliation. Typically 4 to 15 weeks.

Strategy & implementation

Strategic advice and project support as product and process lead. Expert in translating strategy into value for niche software and payment platforms. Project examples: scheme projects (e.g. Visa, Mastercard, JCB, DCI), new payment methods, PSP and bank integration, RESTful APIs (acceptance, transactions, merchant payments, merchant management), developer portal, risk and fraud tooling, merchant reporting and reconciliation, dispute management. Typically 6 to 12 months.

Deep expertise

14 years across the full payments chain

PSP & Acquirer processing ISO 8583 Clearing & settlement EMV 3DS Visa / Mastercard / JCB / DCI / Amex Dispute management Merchant reconciliation RESTful APIs (acceptance, transactions, merchant payments, merchant management) Developer portal Customer journey Whitelabel PSP Pricing models & fees PSD2 / PSD3 Fraud systems Risk monitoring Compliance reporting iDEAL / Wero ISO 20022 / SEPA Open banking / A2A BNPL
Subject matter expert Delivered projects Working knowledge

Get in touch

Ready to optimize your payments?

Available for interim missions with PSPs, Fintechs, ISVs and Banks in the Amsterdam region and beyond. Each mission scoped to a defined period or result.

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